/* ─── Policy page ─── */
.pol-head { padding-block: clamp(40px, 6vw, 76px) clamp(28px, 3vw, 40px); }
.pol-head .title { font-size: clamp(2.4rem, 6vw, 4.4rem); margin-top: 12px; }
.pol-head .lead { margin-top: 18px; max-width: 56ch; }

.pol-grid { display: grid; gap: clamp(32px, 5vw, 72px); align-items: start; padding-bottom: clamp(40px, 6vw, 80px); }
@media (min-width: 920px) { .pol-grid { grid-template-columns: 230px 1fr; } }

.pol-toc { display: none; }
@media (min-width: 920px) { .pol-toc { display: block; position: sticky; top: 96px; } }
.pol-toc .toc-label { font-size: .72rem; letter-spacing: .2em; text-transform: uppercase; color: var(--ink-2); margin: 0 0 18px; }
.pol-toc ol { list-style: none; margin: 0; padding: 0; counter-reset: toc; }
.pol-toc li { counter-increment: toc; }
.pol-toc a { display: flex; gap: 12px; padding: 9px 0; font-size: .92rem; color: var(--ink-2); border-top: 1px solid var(--line); transition: color .18s; }
.pol-toc li:last-child a { border-bottom: 1px solid var(--line); }
.pol-toc a::before { content: counter(toc, decimal-leading-zero); color: var(--accent); font-weight: 600; font-variant-numeric: tabular-nums; }
.pol-toc a:hover, .pol-toc a.active { color: var(--ink); }

.pol-body { max-width: 720px; }
.pol-section { padding-block: clamp(34px, 4.5vw, 52px); border-top: 1px solid var(--line); scroll-margin-top: 96px; }
.pol-section:first-child { border-top: none; padding-top: 0; }
.pol-section .sec-top { display: flex; align-items: baseline; gap: 18px; margin-bottom: 18px; }
.pol-section .num { flex: none; font-family: var(--font-display); font-size: clamp(1.8rem, 3vw, 2.4rem); font-weight: 600; color: var(--accent); line-height: 1; min-width: 1.6ch; }
.pol-section h2 { font-family: var(--font-display); font-weight: 600; font-size: clamp(1.5rem, 2.8vw, 2.1rem); line-height: 1.1; }
.pol-section p { color: var(--ink-2); margin: 0 0 14px; font-size: clamp(1rem, 1.3vw, 1.1rem); max-width: 60ch; }
.pol-section p:last-child { margin-bottom: 0; }
.pol-section .sec-body { padding-left: 0; }
@media (min-width: 560px) { .pol-section .sec-body { padding-left: calc(1.6ch + 18px); } }

.pol-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.pol-list li { position: relative; padding-left: 26px; color: var(--ink-2); font-size: clamp(1rem, 1.3vw, 1.1rem); line-height: 1.6; max-width: 60ch; }
.pol-list li::before { content: ''; position: absolute; left: 4px; top: .62em; width: 7px; height: 7px; background: var(--jade); border-radius: 2px; transform: rotate(45deg); }
.pol-list strong, .pol-section p strong { color: var(--ink); font-weight: 600; }
.pol-section a { color: var(--accent); border-bottom: 1px solid color-mix(in srgb, var(--accent) 40%, transparent); transition: .18s; }
.pol-section a:hover { border-bottom-color: var(--accent); }

.fees { width: 100%; border-collapse: collapse; margin-top: 20px; max-width: 460px; }
.fees th, .fees td { text-align: left; padding: 15px 18px; font-size: 1rem; }
.fees thead th { background: var(--sand); font-family: var(--font-body); font-size: .74rem; letter-spacing: .14em; text-transform: uppercase; font-weight: 600; color: var(--ink); }
.fees thead th:last-child, .fees td:last-child { text-align: right; }
.fees tbody tr { border-bottom: 1px solid var(--line); }
.fees tbody td { color: var(--ink-2); }
.fees tbody td:last-child { font-family: var(--font-display); font-size: 1.25rem; font-weight: 600; color: var(--accent); }

.flow { margin-top: 24px; background: var(--sand); border-radius: 10px; padding: clamp(20px, 3vw, 28px); }
.flow .ft { font-size: .72rem; letter-spacing: .18em; text-transform: uppercase; color: var(--jade); font-weight: 600; margin: 0 0 16px; }
.flow-steps { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 6px; }
.flow-steps .fs { font-family: var(--font-display); font-size: clamp(1.05rem, 1.6vw, 1.3rem); font-weight: 600; color: var(--ink); }
.flow-steps .ar { color: var(--jade); font-size: 1.1rem; }
.flow .tot { margin: 16px 0 0; font-size: .92rem; color: var(--ink-2); }
.flow .tot b { color: var(--ink); }

.pol-notes { background: var(--charcoal); color: var(--cream); border-radius: 12px; padding: clamp(28px, 4vw, 48px); margin: clamp(24px,3vw,40px) 0; }
.pol-notes .dia { width: 38px; height: 38px; transform: rotate(45deg); border: 1.5px solid var(--jade-lt); border-radius: 8px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.pol-notes .dia::after { content: ''; width: 10px; height: 10px; background: var(--jade-lt); border-radius: 2px; }
.pol-notes h2 { color: var(--cream); font-family: var(--font-display); font-weight: 600; font-size: clamp(1.5rem, 2.8vw, 2.1rem); margin-bottom: 22px; }
.pol-notes .pol-list li { color: rgba(247,242,234,.78); }
.pol-notes .pol-list li::before { background: var(--jade-lt); }
.pol-notes strong { color: var(--cream); }

.pol-help { text-align: center; padding-block: clamp(40px, 6vw, 80px); border-top: 1px solid var(--line); }
.pol-help .eyebrow { color: var(--jade); }
.pol-help h2 { font-family: var(--font-display); font-weight: 600; font-size: clamp(1.9rem, 4vw, 3rem); margin: 14px 0 0; }
.pol-help p { color: var(--ink-2); margin: 14px auto 26px; max-width: 40ch; }
.pol-help .btn .wa { font-weight: 700; }